Audi A4 Insurance Cost
Numbers were updated on
What you pay to insure an Audi A4 compared with the average car.
- estimated $134 a month, based on the US average with full coverage.
- 133collision losses (100 = average)
How does the Audi A4 measure up?
For each model, IIHS-HLDI measures insurance losses against the average car (100). The 2022-2024 Audi A4 shows collision losses of 133 and property damage losses of 79.

Loss results compared with similar cars
| Coverage | Audi A4 | Allmidsizeluxurycars |
|---|---|---|
| Collision | 133 | 153 |
| Property damage | 79 | 94 |
| Comprehensive | 97 | 120 |
| Bodily injury | 86 | 95 |
Estimated Audi A4 insurance cost
The US average is about $1,604 a year for an Audi A4, 1% less than the average car. That figure applies to an adult with full coverage and a clean record.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,019 | $85 |
| Vermont | $1,085 | $90 |
| Idaho | $1,093 | $91 |
| Hawaii | $1,095 | $91 |
| North Dakota | $1,109 | $92 |
| Texas | $1,904 | $159 |
| District of Columbia | $2,005 | $167 |
| Florida | $2,041 | $170 |
| New York | $2,085 | $174 |
| Louisiana | $2,116 | $176 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Get a number of your own
In the cost calculator, you pick the Audi A4 and it adds your state, age and record. Other Audi cars: Audi insurance cost.
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