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Car Insurance Cost Estimator

Car Insurance by City

Figures updated

Car insurance across 50 large US cities is shaped by these state averages.

Rush-hour traffic at a downtown intersection, where city car insurance costs more

Large US cities: 50

CityStateState average a year
New YorkNew York$2,150
Las VegasNevada$1,866
HoustonTexas$1,917
ChicagoIllinois$1,383
Oklahoma CityOklahoma$1,454
San AntonioTexas$1,917
Los AngelesCalifornia$1,690
San DiegoCalifornia$1,690
DallasTexas$1,917
PhiladelphiaPennsylvania$1,396
MiamiFlorida$2,175
MemphisTennessee$1,354
AustinTexas$1,917
TucsonArizona$1,647
AtlantaGeorgia$1,973
JacksonvilleFlorida$2,175
DetroitMichigan$1,791
TampaFlorida$2,175
El PasoTexas$1,917
TulsaOklahoma$1,454
PhoenixArizona$1,647
Kansas CityMissouri$1,462
DenverColorado$1,835
CharlotteNorth Carolina$1,233
FresnoCalifornia$1,690
SacramentoCalifornia$1,690
AlbuquerqueNew Mexico$1,422
OmahaNebraska$1,345
BakersfieldCalifornia$1,690
BaltimoreMaryland$1,768
Fort WorthTexas$1,917
BuffaloNew York$2,150
OrlandoFlorida$2,175
IndianapolisIndiana$1,142
MilwaukeeWisconsin$1,112
SeattleWashington$1,522
BostonMassachusetts$1,611
St. LouisMissouri$1,462
LouisvilleKentucky$1,337
ColumbusOhio$1,134
PittsburghPennsylvania$1,396
CincinnatiOhio$1,134
New OrleansLouisiana$2,151
San FranciscoCalifornia$1,690
RaleighNorth Carolina$1,233
NashvilleTennessee$1,354
StocktonCalifornia$1,690
MinneapolisMinnesota$1,373
RiversideCalifornia$1,690
ClevelandOhio$1,134

Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).

First written on