Subaru Outback Insurance Cost
Numbers refreshed
How much it costs to insure a Subaru Outback, compared with the average car.
- $93.estimated monthly cost at the US average with full coverage.
- 63.collision loss figure (100 = average).
Where the Subaru Outback stands
For each model, IIHS-HLDI sets insurance losses against the average car (100). For model years 2022-2024, the Subaru Outback shows collision losses of 63 and property damage losses of 68.

How loss results compare with similar cars
| Coverage | Subaru Outback | All midsize station wagons |
|---|---|---|
| Collision | 63 | 63 |
| Property damage | 68 | 68 |
| Comprehensive | 84 | 84 |
| Bodily injury | 58 | 58 |
Estimated Subaru Outback insurance cost
The US average for a Subaru Outback, 31% below the average car, comes to about $1,116 a year. That's for an adult with full coverage and a clean record.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $694 | $58 |
| Hawaii | $713 | $59 |
| Vermont | $721 | $60 |
| Idaho | $752 | $63 |
| New Hampshire | $759 | $63 |
| Georgia | $1,357 | $113 |
| District of Columbia | $1,364 | $114 |
| New York | $1,476 | $123 |
| Louisiana | $1,497 | $125 |
| Florida | $1,498 | $125 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own figure
Choose the Subaru Outback in the calculator tool, and it adds your age, state and record. For other Subaru cars, see Subaru insurance cost.
First written