Car Insurance in Nebraska
Figures updated on
Costs for Nebraska drivers, the legal minimum and who has the lowest price.
- $112.the average monthly price for full coverage.
- 25/50/25.the minimum liability limits.
- 35th of 51.the most expensive state (1st = highest).
Car insurance costs in Nebraska
With full coverage, the average driver in Nebraska pays $1,345 a year, or about $112 a month. Policies with only legal minimum coverage average $546 each year. The figure is 17% below the US yearly average of $1,613.
| Coverage in Nebraska | Per year | Per month |
|---|---|---|
| Liability | $546 | $46 |
| Collision | $402 | $33 |
| Comprehensive | $397 | $33 |
| Full coverage (all three) | $1,345 | $112 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Nebraska's legal minimum
At least 25/50/25 liability coverage is required in Nebraska. One crash has a $50,000 limit for everyone hurt. For each person hurt, the limit is $25,000. Damage to other people's property has a $25,000 limit.
When a driver causes a crash in Nebraska, they pay through their liability cover because the state is at-fault.
Both uninsured and underinsured motorist cover are required.
Source: Nebraska Department of Insurance, Auto Insurance and Types of Coverage.
How many drivers in Nebraska lack insurance?
About 10% of Nebraska drivers had no car insurance in 2023, which is the 42nd highest share of the 51. If an uninsured driver hits you, cover for uninsured motorists pays your bills.
It was first written on .