Car Insurance Cost by Car
Numbers updated
What you pay depends on the car you drive, according to IIHS-HLDI loss results.
Popular models, 40 of them
Cheapest first, these are IIHS-HLDI collision losses (100 = average car) plus a full-coverage estimate based on the US averages.
| Model | Collision losses | Full coverage a year |
|---|---|---|
| Honda Pilot | 66 | $1,031 |
| Honda CR-V | 63 | $1,046 |
| Subaru Outback | 63 | $1,116 |
| Toyota RAV4 | 72 | $1,222 |
| Chevrolet Corvette | 127 | $1,316 |
| Ford Explorer | 85 | $1,351 |
| Nissan Rogue | 82 | $1,365 |
| Kia Telluride | 90 | $1,379 |
| Mazda CX-5 | 80 | $1,395 |
| Toyota Highlander | 88 | $1,411 |
| Toyota Tacoma | 87 | $1,413 |
| Chevrolet Equinox | 86 | $1,418 |
| Hyundai Tucson | 94 | $1,449 |
| Jeep Grand Cherokee | 76 | $1,491 |
| Tesla Model Y | 118 | $1,494 |
| Subaru WRX | 123 | $1,582 |
| Toyota Prius | 118 | $1,595 |
| Audi A4 | 133 | $1,604 |
| Ford F-150 | 92 | $1,608 |
| GMC Sierra 1500 | 87 | $1,654 |
| Honda Accord | 109 | $1,657 |
| Porsche 911 | 198 | $1,677 |
| Toyota Corolla | 102 | $1,706 |
| Jeep Wrangler | 60 | $1,712 |
| Volkswagen Jetta | 103 | $1,727 |
| Tesla Model 3 | 133 | $1,730 |
| Toyota Camry | 119 | $1,763 |
| Tesla Cybertruck | 112 | $1,789 |
| Chevrolet Silverado 1500 | 94 | $1,822 |
| Ram 1500 | 99 | $1,891 |
| Honda Civic | 121 | $1,891 |
| BMW 3 Series | 144 | $1,969 |
| Hyundai Elantra | 134 | $1,977 |
| Ford Mustang | 150 | $2,023 |
| Nissan Altima | 135 | $2,087 |
| Kia Forte | 128 | $2,113 |
| Mercedes-Benz C-Class | 161 | $2,171 |
| Chevrolet Camaro | 158 | $2,540 |
| Dodge Charger | 179 | $2,892 |
| Dodge Challenger | 192 | $2,995 |
Source: IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API); NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
It was first written