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Car Insurance Cost Estimator

Car Insurance in Connecticut

Figures updated

Connecticut driver rates, legal minimums and which provider charges the least.

  • $141.Average monthly cost for full coverage
  • 25/50/25.Lowest liability limits
  • Ranked 15th of 51 states by cost, it sits among the most expensive (1st = highest).

Connecticut car insurance costs

In Connecticut, the average driver pays about $141 a month, or $1,690 a year, for full coverage Coverage with only the legal minimum costs an average of $957 a year This amount is 5% higher than the yearly US average of $1,613.

Coverage in ConnecticutPer yearPer month
Liability$957$80
Collision$530$44
Comprehensive$203$17
Full coverage (all three)$1,690$141

Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).

Connecticut's legal minimum coverage

Connecticut requires liability coverage of at least 25/50/25, including $25,000 per person hurt and $50,000 for all people hurt in one crash. Property damage to other people is also covered for at least $25,000.

Connecticut follows an at-fault rule: after causing a crash, the driver pays through their liability cover.

You must have both uninsured and underinsured motorist coverage

Source: Connecticut Insurance Department, Auto Insurance.

What each part of the Connecticut minimum car insurance limit pays for: one injured person, everyone hurt in a crash, and damaged property

How many drivers in Connecticut lack insurance?

Connecticut had about 12% of its drivers without car insurance in 2023, ranking 29th highest among the 51. If an uninsured driver hits you, uninsured motorist coverage pays your bills

Source: Insurance Information Institute, Facts + Statistics: Uninsured motorists (Insurance Research Council estimates).

Additional Connecticut car insurance topics

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