Bmw Insurance Cost
Numbers refreshed
Insurance loss figures and estimates for the BMW 3 Series.
The BMW models we price
Loss results come from IIHS-HLDI, and a score of 100 stands for the average car. A lower number means fewer claims and smaller ones, and insurers price that in.
| Model | Collision | Property damage | Full coverage a year (US average) |
|---|---|---|---|
| BMW 3 Series | 144 | 112 | $1,969 |
Source: IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API); NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
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The calculator combines your state, age and record with the car you pick.
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