Honda Civic Insurance Cost
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How much insuring a Honda Civic costs compared with the average car.
- a monthly estimate is $158 for full coverage at the US average.
- 121collision losses (100 = average)
Comparing the Honda Civic
IIHS-HLDI measures insurance losses for each model against the average car (100). The 2022-2024 Honda Civic shows collision losses of 121 and property damage losses of 125.

Loss results compared with similar cars
| Coverage | Honda Civic | Allsmallfour-doorcars |
|---|---|---|
| Collision | 121 | 116 |
| Property damage | 125 | 117 |
| Comprehensive | 88 | 93 |
| Bodily injury | 139 | 139 |
Estimated Honda Civic insurance cost
About $1,891 a year is what the US average costs for a Honda Civic, 17% above the average car. The figure applies to adults who have clean records and carry full coverage.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,163 | $97 |
| Vermont | $1,201 | $100 |
| North Dakota | $1,206 | $101 |
| Hawaii | $1,249 | $104 |
| Iowa | $1,267 | $106 |
| District of Columbia | $2,343 | $195 |
| Georgia | $2,348 | $196 |
| Louisiana | $2,511 | $209 |
| New York | $2,557 | $213 |
| Florida | $2,595 | $216 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own figure
After you select the Honda Civic, the calculator adds details about your state, age and record. Other Honda cars: Honda insurance cost.
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