Dodge Charger Insurance Cost
Numbers updated November 4, 2026
What it costs to insure a Dodge Charger next to the average car.
- US average, full coverage: an estimated $241 a month.
- Collision losses stand at 179 (100 = average).
The Dodge Charger compared
Through IIHS-HLDI, insurance losses for each model are compared with those of the average car, set at 100. In the 2021-2023 Dodge Charger results, property damage losses are 197, while collision losses are 179.
How losses compare to similar cars
| Coverage | Dodge Charger | All large four-door cars |
|---|---|---|
| Collision | 179 | 196 |
| Property damage | 197 | 151 |
| Comprehensive | 129 | 232 |
| Bodily injury | 259 | 187 |
Estimated Dodge Charger insurance cost
With full coverage and a clean record, an adult pays about $2,892 a year on average across the US to insure a Dodge Charger, 79% more than the average car.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,772 | $148 |
| Vermont | $1,824 | $152 |
| North Dakota | $1,825 | $152 |
| Hawaii | $1,903 | $159 |
| Iowa | $1,921 | $160 |
| District of Columbia | $3,581 | $298 |
| Georgia | $3,614 | $301 |
| Louisiana | $3,844 | $320 |
| New York | $3,930 | $327 |
| Florida | $4,004 | $334 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own number
Choose the Dodge Charger in the calculator, and it will add your state, age and record. Costs for other Dodge cars: Dodge insurance cost.
Written first on November 4, 2026