Ford Insurance Cost
Numbers refreshed
Loss estimates and insurance losses for Ford Mustang, Ford F-150 and Ford Explorer.
The Ford models we price
IIHS-HLDI loss results, where 100 stands for the average car. A lower number means fewer and smaller claims, and insurers price that in.
| Model | Collision | Property damage | Full coverage a year (US average) |
|---|---|---|---|
| Ford Explorer | 85 | 84 | $1,351 |
| Ford F-150 | 92 | 110 | $1,608 |
| Ford Mustang | 150 | 118 | $2,023 |
Source: IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API); NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The number for you
The calculator adds your age, state and record to whichever car you pick.
First written