Car Insurance in Wyoming
Figures updated on
See what drivers in Wyoming pay, learn the legal minimum and find out who is cheapest.
- $105.the average monthly cost of full coverage.
- 25/50/20.the minimum liability limits.
- 40th of 51.the most costly state (1st = highest).
How much car insurance costs in Wyoming
Full coverage costs the average Wyoming driver $1,262 a year, or about $105 a month. Policies carrying just the legal minimum average $422 a year. That comes in 22% below the US average, which is $1,613 a year.
| Coverage in Wyoming | Per year | Per month |
|---|---|---|
| Liability | $422 | $35 |
| Collision | $363 | $30 |
| Comprehensive | $477 | $40 |
| Full coverage (all three) | $1,262 | $105 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Wyoming's legal minimum
At least 25/50/20 liability is required in Wyoming. The limits are $25,000 per person hurt, $50,000 for all hurt in a single crash and $20,000 toward damage to other people's property.
In Wyoming, at-fault rules apply: the driver who causes a crash pays out of their liability cover.
You aren't required to carry uninsured motorist cover, though in most states insurers have to offer it.
Source: Wyoming DOT Driver Services, FAQ.
How many drivers in Wyoming lack insurance
In 2023, about 7% of Wyoming drivers had no car insurance, the 48th highest share of the 51. If one of them hits you, uninsured motorist cover pays your bills.
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