BMW 3 Series Insurance Cost
The numbers were refreshed .
What it costs to insure a BMW 3 Series, side by side with the average car.
- $164. That's the estimated monthly cost at the US average with full coverage.
- 144collision losses (100 = average)
Where the BMW 3 Series stands
IIHS-HLDI measures insurance losses for each model against the average car (100). Collision losses for the 2022-2024 BMW 3 Series come to 144, and property damage losses to 112.
Loss results beside similar cars
| Coverage | BMW 3 Series | Allmidsizeluxurycars |
|---|---|---|
| Collision | 144 | 153 |
| Property damage | 112 | 94 |
| Comprehensive | 111 | 120 |
| Bodily injury | 131 | 95 |
Estimated BMW 3 Series insurance cost
About $1,969 a year is the US average for a BMW 3 Series, 22% above the average car, based on an adult whose record is clean and who carries full coverage.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,233 | $103 |
| Vermont | $1,295 | $108 |
| Hawaii | $1,319 | $110 |
| North Dakota | $1,320 | $110 |
| Idaho | $1,333 | $111 |
| Georgia | $2,374 | $198 |
| District of Columbia | $2,448 | $204 |
| Florida | $2,595 | $216 |
| New York | $2,604 | $217 |
| Louisiana | $2,608 | $217 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own number
The calculator takes the BMW 3 Series you pick and adds in your state, plus your age and record. Other BMW cars: BMW insurance cost.
Written first on