Car Insurance in Bakersfield
Numbers refreshed
How people drive in Bakersfield, plus the California averages that shape car insurance there.
- $141Full coverage, California average per month.
- 30/60/15.the state's minimum limits.
How much drivers near Bakersfield pay
In California, full coverage averages $1,690 a year, while the legal minimum averages $760. In a big city, prices tend to sit above the state average because of more traffic, more claims and more theft.
| Coverage in California | Per year | Per month |
|---|---|---|
| Liability | $760 | $63 |
| Collision | $718 | $60 |
| Comprehensive | $211 | $18 |
| Full coverage (all three) | $1,690 | $141 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Driving in the city of Bakersfield
| Census figure | Bakersfield |
|---|---|
| People | 411,986 |
| Average trip to work | 24 minutes |
| Drive to work alone | 79% |
| Homes with no car | 7% |
| Median household income | $80,540 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
An estimate of your own
The California calculator sets a price based on your age, record and car. You'll find the state's rules on California car insurance requirements.
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