Car Insurance in Fresno
Numbers refreshed
Car insurance in Fresno rests on California averages and on the way people there drive.
- $141Full coverage, at the California average per month.
- 30/60/15.The state's minimum limits.
What Fresno area drivers pay
A year of full coverage in California averages $1,690, and the legal minimum averages $760 a year. In a big city, prices usually sit above the state average, because of more traffic, more claims and more theft.
| Coverage in California | Per year | Per month |
|---|---|---|
| Liability | $760 | $63 |
| Collision | $718 | $60 |
| Comprehensive | $211 | $18 |
| Full coverage (all three) | $1,690 | $141 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Getting around Fresno by car
| Census figure | Fresno |
|---|---|
| People | 545,970 |
| Average trip to work | 22 minutes |
| Drive to work alone | 72% |
| Homes with no car | 8% |
| Median household income | $70,991 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.

Your personal estimate
Your age, record and car are what the California calculator prices. For California, you can find the rules on California car insurance requirements.
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