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Car Insurance Cost Estimator

Car Insurance in Fresno

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Car insurance in Fresno rests on California averages and on the way people there drive.

  • $141Full coverage, at the California average per month.
  • 30/60/15.The state's minimum limits.

What Fresno area drivers pay

A year of full coverage in California averages $1,690, and the legal minimum averages $760 a year. In a big city, prices usually sit above the state average, because of more traffic, more claims and more theft.

Coverage in CaliforniaPer yearPer month
Liability$760$63
Collision$718$60
Comprehensive$211$18
Full coverage (all three)$1,690$141

Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).

Getting around Fresno by car

Census figureFresno
People545,970
Average trip to work22 minutes
Drive to work alone72%
Homes with no car8%
Median household income$70,991

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.

Rush-hour traffic at a downtown intersection, the city driving behind car insurance in Fresno

Your personal estimate

Your age, record and car are what the California calculator prices. For California, you can find the rules on California car insurance requirements.

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