Car Insurance in Los Angeles
Numbers refreshed
Car insurance in Los Angeles reflects California averages and how local drivers travel.
- $141Full coverage at the monthly California average.
- State minimum limits are 30/60/15.
What do drivers around Los Angeles pay?
In California, full coverage costs $1,690 a year on average. The legal minimum costs $760 a year. In a big city, prices are usually above the state average because of more traffic, claims and theft.
| Coverage in California | Per year | Per month |
|---|---|---|
| Liability | $760 | $63 |
| Collision | $718 | $60 |
| Comprehensive | $211 | $18 |
| Full coverage (all three) | $1,690 | $141 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Los Angeles driving
| Census figure | Los Angeles |
|---|---|
| People | 3,857,263 |
| Average trip to work | 31 minutes |
| Drive to work alone | 60% |
| Homes with no car | 12% |
| Median household income | $81,939 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
An estimate for you
The California rate calculator uses your age, record and car to set the price. The rules for the state appear in California car insurance requirements.
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