Car Insurance in Minneapolis
Numbers refreshed
Car insurance in Minneapolis rests on Minnesota averages, and we also look at how people there drive.
- $114Full coverage, the Minnesota average for a month.
- State minimum limits: 30/60/10.
What drivers in the Minneapolis area pay
In Minnesota, the average for full coverage runs $1,373 a year, and the legal minimum runs $586. In a big city, prices usually sit above the state average because of more traffic, more claims and more theft.
| Coverage in Minnesota | Per year | Per month |
|---|---|---|
| Liability | $586 | $49 |
| Collision | $398 | $33 |
| Comprehensive | $388 | $32 |
| Full coverage (all three) | $1,373 | $114 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Minneapolis driving
| Census figure | Minneapolis |
|---|---|
| People | 427,246 |
| Average trip to work | 22 minutes |
| Drive to work alone | 52% |
| Homes with no car | 16% |
| Median household income | $80,846 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
A personal estimate
The Minnesota calculator sets a price based on your age, record and car. You can find the state's rules on Minnesota car insurance requirements.
First written