Car Insurance in Raleigh
Numbers refreshed
North Carolina averages that Raleigh car insurance prices rest on, and how people there drive.
- $103Full coverage, monthly average in North Carolina.
- State minimum limits: 50/100/50.
Costs for drivers around Raleigh
A year of full coverage in North Carolina averages $1,233, and the legal minimum averages $503. In a big city, prices usually sit higher than the state average: heavier traffic, more claims and more theft.
| Coverage in North Carolina | Per year | Per month |
|---|---|---|
| Liability | $503 | $42 |
| Collision | $497 | $41 |
| Comprehensive | $233 | $19 |
| Full coverage (all three) | $1,233 | $103 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Getting around Raleigh by car
| Census figure | Raleigh |
|---|---|
| People | 481,031 |
| Average trip to work | 23 minutes |
| Drive to work alone | 62% |
| Homes with no car | 6% |
| Median household income | $85,395 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
An estimate for you
The North Carolina calculator works out a price from your age, record and car. State rules are covered in North Carolina car insurance requirements.
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