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Car Insurance Cost Estimator

Car Insurance in Riverside

Numbers refreshed

Car insurance in Riverside rests on California averages, plus how people there drive.

  • $141The California average for full coverage each month.
  • 30/60/15.The state minimum limits.

How much drivers around Riverside pay

In California, full coverage runs $1,690 a year on average, and the legal minimum runs $760. In a big city, prices usually sit above the state average, since there's more traffic, more claims and more theft.

Coverage in CaliforniaPer yearPer month
Liability$760$63
Collision$718$60
Comprehensive$211$18
Full coverage (all three)$1,690$141

Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).

Driving within Riverside

Census figureRiverside
People319,069
Average trip to work31 minutes
Drive to work alone73%
Homes with no car4%
Median household income$91,045

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.

Rush-hour traffic at a downtown intersection, the city driving behind car insurance in Riverside

An estimate of your own

The California calculator works out a price from your age, record and car. You'll find the state's rules on California car insurance requirements.

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