Car Insurance in Riverside
Numbers refreshed
Car insurance in Riverside rests on California averages, plus how people there drive.
- $141The California average for full coverage each month.
- 30/60/15.The state minimum limits.
How much drivers around Riverside pay
In California, full coverage runs $1,690 a year on average, and the legal minimum runs $760. In a big city, prices usually sit above the state average, since there's more traffic, more claims and more theft.
| Coverage in California | Per year | Per month |
|---|---|---|
| Liability | $760 | $63 |
| Collision | $718 | $60 |
| Comprehensive | $211 | $18 |
| Full coverage (all three) | $1,690 | $141 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Driving within Riverside
| Census figure | Riverside |
|---|---|
| People | 319,069 |
| Average trip to work | 31 minutes |
| Drive to work alone | 73% |
| Homes with no car | 4% |
| Median household income | $91,045 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.

An estimate of your own
The California calculator works out a price from your age, record and car. You'll find the state's rules on California car insurance requirements.
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