Car Insurance in Stockton
Numbers refreshed
Car insurance in Stockton rests on California averages, and on how people there drive.
- $141Full coverage, at the California average for a month.
- 30/60/15.The state minimum limits.
What drivers in the Stockton area pay
In California, full coverage averages $1,690 a year. The legal minimum sits at $760. In a big city, prices usually sit above the state average, because of more traffic, more claims and more theft.
| Coverage in California | Per year | Per month |
|---|---|---|
| Liability | $760 | $63 |
| Collision | $718 | $60 |
| Comprehensive | $211 | $18 |
| Full coverage (all three) | $1,690 | $141 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Driving within Stockton
| Census figure | Stockton |
|---|---|
| People | 322,326 |
| Average trip to work | 32 minutes |
| Drive to work alone | 76% |
| Homes with no car | 7% |
| Median household income | $79,907 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
An estimate for you
Your age, record and car are what the California calculator prices. The state's rules are covered on California car insurance requirements.
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