Car Insurance in Tucson
Numbers refreshed
Car insurance in Tucson rests on Arizona averages, alongside a look at how people there drive.
- $137Full coverage, at the Arizona average each month.
- The state minimum limits are 25/50/15.
What drivers around Tucson end up paying
In Arizona, full coverage averages $1,647 a year, and the legal minimum averages $879. In a big city, prices usually sit above the state average because of more traffic, more claims and more theft.
| Coverage in Arizona | Per year | Per month |
|---|---|---|
| Liability | $879 | $73 |
| Collision | $466 | $39 |
| Comprehensive | $303 | $25 |
| Full coverage (all three) | $1,647 | $137 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Tucson driving
| Census figure | Tucson |
|---|---|
| People | 547,073 |
| Average trip to work | 22 minutes |
| Drive to work alone | 68% |
| Homes with no car | 10% |
| Median household income | $57,073 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.

Your personal estimate
The Arizona calculator works out a price based on your age, record and car. For the state's rules, see Arizona car insurance requirements.
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