Car Insurance in Tulsa
The figures were updated
Car insurance in Tulsa rests on Oklahoma averages and the way people there drive.
- $121Full coverage, at the Oklahoma average each month.
- 25/50/25. The state's minimum limits.
How much drivers around Tulsa pay
Full coverage in Oklahoma averages $1,454 a year, while the legal minimum averages $616. Greater traffic, more claims and more theft usually push big-city prices above the state average.
| Coverage in Oklahoma | Per year | Per month |
|---|---|---|
| Liability | $616 | $51 |
| Collision | $460 | $38 |
| Comprehensive | $378 | $32 |
| Full coverage (all three) | $1,454 | $121 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Tulsa price quotes
Married male, 36, principal operator, 18-mile round-trip commute, no accidents or violations in 3 years, 12,000 mi/yr, 2018 Chevrolet Malibu LS, 25/50/25 + comp/coll $500 ded.
| Rank | Insurer | Per year | Per month |
|---|---|---|---|
| 1 | GEICO | $776 | $65 |
| 2 | Safeco Insurance Co. of America | $1,054 | $88 |
| 3 | USAA | $1,408 | $117 |
| 4 | USAA | $1,466 | $122 |
| 5 | Shelter Mutual Insurance Co. | $1,576 | $131 |
| 6 | Garrison Property & Casualty Insurance Co. | $1,602 | $134 |
| 7 | Farmers Insurance | $1,724 | $144 |
| 8 | USAA | $1,870 | $156 |
Source: Oklahoma Insurance Department: Auto Insurance Rate Comparison (Updated September 2026).
Driving in the city of Tulsa
| Census figure | Tulsa |
|---|---|
| People | 413,794 |
| Average trip to work | 19 minutes |
| Drive to work alone | 74% |
| Homes with no car | 8% |
| Median household income | $59,838 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
Your estimate
The Oklahoma calculator gives you a price based on your age, record and car. See Oklahoma car insurance requirements for the state's rules.
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