Ford F-150 Insurance Cost
Numbers refreshed
How much the Ford F-150 costs to insure compared with the average car.
- An estimated $134 a month, US average, full coverage.
- Collision losses: 92 (100 = average).
Comparing the Ford F-150
IIHS-HLDI puts insurance losses for each model side by side with the average car (100). Collision losses for the 2022-2024 Ford F-150 come to 92, and property damage losses to 110.
Loss results beside similar cars
| Coverage | Ford F-150 | Alllargepickups |
|---|---|---|
| Collision | 92 | 93 |
| Property damage | 110 | 111 |
| Comprehensive | 84 | 114 |
| Bodily injury | 121 | 100 |
Estimated insurance cost for a Ford F-150
Full coverage and a clean record for an adult driver put the Ford F-150, 0% below the average car, at about $1,608 a year in the US.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $985 | $82 |
| Vermont | $1,012 | $84 |
| North Dakota | $1,031 | $86 |
| Hawaii | $1,042 | $87 |
| Idaho | $1,077 | $90 |
| District of Columbia | $1,979 | $165 |
| Georgia | $2,008 | $167 |
| Louisiana | $2,145 | $179 |
| New York | $2,179 | $182 |
| Florida | $2,229 | $186 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own number
The calculator lets you select the Ford F-150, then factors in your state, age and record. Other cars from Ford: Ford insurance cost.
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