Ford Mustang Insurance Cost
The numbers were updated on
See what the Ford Mustang costs to insure compared with the average car.
- $169. That's the estimated monthly cost of full coverage, based on the US average.
- 150collision losses (100 = average)
How does the Ford Mustang compare?
IIHS-HLDI measures each model's insurance losses against those of the average car (100). The 2022-2024 Ford Mustang has collision losses of 150 and property damage losses of 118.
Loss results compared with similar cars
| Coverage | Ford Mustang | Allmidsizesportscars |
|---|---|---|
| Collision | 150 | 164 |
| Property damage | 118 | 67 |
| Comprehensive | 102 | 125 |
Estimated Ford Mustang insurance cost
In the US, an adult driver with full coverage and a clean record faces an average of about $2,023 a year for the Ford Mustang, 25% more than the average car.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,263 | $105 |
| Vermont | $1,324 | $110 |
| North Dakota | $1,333 | $111 |
| Hawaii | $1,363 | $114 |
| Idaho | $1,368 | $114 |
| Georgia | $2,453 | $204 |
| District of Columbia | $2,521 | $210 |
| Louisiana | $2,676 | $223 |
| Florida | $2,683 | $224 |
| New York | $2,690 | $224 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
See your own number
Pick the Ford Mustang in the calculator, and it adds your age, state and record. Other Ford cars: Ford insurance cost.
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