GMC Sierra 1500 Insurance Cost
The numbers were updated
What the GMC Sierra 1500 costs to insure next to the average car.
- $138estimated a month, US average, full coverage
- 87collision losses (100 = average)
How the GMC Sierra 1500 compares
IIHS-HLDI compares insurance losses for each model with the average car (100). For the 2022-2024 GMC Sierra 1500, collision losses are 87 and property damage losses 106.

Loss results next to similar cars
| Coverage | GMC Sierra 1500 | Alllargepickups |
|---|---|---|
| Collision | 87 | 93 |
| Property damage | 106 | 111 |
| Comprehensive | 121 | 114 |
| Bodily injury | 117 | 100 |
Estimated GMC Sierra 1500 insurance cost
For an adult with a clean record and full coverage, the US average works out to about $1,654 a year for a GMC Sierra 1500, 3% more than for the average car.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,022 | $85 |
| Hawaii | $1,048 | $87 |
| Vermont | $1,056 | $88 |
| Idaho | $1,111 | $93 |
| New Hampshire | $1,120 | $93 |
| District of Columbia | $2,017 | $168 |
| Georgia | $2,031 | $169 |
| New York | $2,203 | $184 |
| Louisiana | $2,221 | $185 |
| Florida | $2,251 | $188 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
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