Honda Accord Insurance Cost
Numbers refreshed
How much it costs to insure a Honda Accord, next to the average car.
- Full coverage costs about $138 a month on average across the US.
- Its collision losses are 109, and 100 marks the average.
Comparing the Honda Accord
For every model, IIHS-HLDI measures insurance losses against the average car (100). Collision losses for the 2022-2024 Honda Accord come to 109, and property damage losses to 106.
How loss results compare with similar cars
| Coverage | Honda Accord | Allmidsizefour-doorcars |
|---|---|---|
| Collision | 109 | 124 |
| Property damage | 106 | 114 |
| Comprehensive | 82 | 109 |
| Bodily injury | 138 | 138 |
Estimated Honda Accord insurance cost
Full coverage and a clean driving record put the US average for an adult at about $1,657 a year to insure a Honda Accord, 3% more than the average car.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,024 | $85 |
| Vermont | $1,062 | $88 |
| North Dakota | $1,071 | $89 |
| Hawaii | $1,097 | $91 |
| Idaho | $1,115 | $93 |
| Georgia | $2,044 | $170 |
| District of Columbia | $2,054 | $171 |
| Louisiana | $2,200 | $183 |
| New York | $2,229 | $186 |
| Florida | $2,254 | $188 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own figure
With the calculator, you pick the Honda Accord, and it adds your record, age and state. For other Honda cars, see Honda insurance cost.
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