Kia Forte Insurance Cost
Numbers refreshed
What it costs to insure a Kia Forte, compared with the average car.
- $176.That's the estimated monthly figure for the US average, based on full coverage.
- 128.for collision losses (100 = average).
Comparing the Kia Forte
For every model, IIHS-HLDI puts insurance losses side by side with those of the average car (100). Collision losses for the 2022-2024 Kia Forte come to 128, while property damage losses reach 141.
Loss results compared with similar cars
| Coverage | Kia Forte | Allsmallfour-doorcars |
|---|---|---|
| Collision | 128 | 116 |
| Property damage | 141 | 117 |
| Comprehensive | 108 | 93 |
| Bodily injury | 188 | 139 |
Estimated Kia Forte insurance cost
The US average for a Kia Forte, 31% above the cost for the average car, comes to about $2,113 a year, assuming an adult driver who has a clean record and carries full coverage.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,299 | $108 |
| Vermont | $1,339 | $112 |
| North Dakota | $1,359 | $113 |
| Hawaii | $1,382 | $115 |
| Idaho | $1,418 | $118 |
| District of Columbia | $2,609 | $217 |
| Georgia | $2,627 | $219 |
| Louisiana | $2,815 | $235 |
| New York | $2,857 | $238 |
| Florida | $2,909 | $242 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own number
In the calculator, you can choose the Kia Forte, and it adds your age, record and state. For other Kia models, see cost of insuring a Kia.
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