Nissan Altima Insurance Cost
Numbers refreshed
What it costs to insure a Nissan Altima, shown next to the average car.
- Estimated at $174 a month for the US average, with full coverage.
- Collision losses: 135 (100 = average).
Comparing the Nissan Altima
IIHS-HLDI puts the insurance losses of every model side by side with those of the average car (100). Collision losses for the 2022-2024 Nissan Altima come to 135, and property damage losses to 134.

Comparing loss results with similar cars
| Coverage | Nissan Altima | Allmidsizefour-doorcars |
|---|---|---|
| Collision | 135 | 124 |
| Property damage | 134 | 114 |
| Comprehensive | 106 | 109 |
| Bodily injury | 174 | 138 |
Estimated Nissan Altima insurance cost
The US average for a Nissan Altima, 29% above the average car, comes to about $2,087 a year for an adult with a clean driving record who carries full coverage.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,289 | $107 |
| Vermont | $1,336 | $111 |
| North Dakota | $1,352 | $113 |
| Hawaii | $1,377 | $115 |
| Idaho | $1,404 | $117 |
| Georgia | $2,575 | $215 |
| District of Columbia | $2,584 | $215 |
| Louisiana | $2,774 | $231 |
| New York | $2,807 | $234 |
| Florida | $2,841 | $237 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own number
In the calculator, you choose the Nissan Altima, and your state, age and record get added. For other Nissan cars, see Nissan insurance cost.
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