Non-Owner Car Insurance in North Carolina
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Liability coverage for drivers in North Carolina who don't own a car.
- $42.Average owner liability cost each month.
- 50/100/50.Minimum limits for liability.
- This state has the 41st-highest cost among 51 states (1st = highest).
Who non-owner insurance is for
- You often drive borrowed or rented cars, but you don't own a car.
- When a court or the state asks for proof of insurance, you don't have a car to insure.
- You want to prevent a coverage gap between cars, since that can increase your next premium.
Coverage details
Only liability coverage is included in a non-owner policy. The minimum for this policy in North Carolina is 50/100/50.
Other people receive payments if you cause a crash in a borrowed car. The car you drive isn't repaired under this policy; usually, the owner's policy pays first.
Policy costs
No official average exists for non-owner policies. Each year, the liability average for North Carolina car owners is $503. Non-owner policies are usually cheaper because no car stays in your driveway daily.
Additional North Carolina car insurance information
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