Ram 1500 Insurance Cost
The figures were updated
What it costs to insure a Ram 1500 compared with the average car.
- $158. That's the estimated monthly cost at the US average with full coverage.
- 99collision losses (100 = average)
Comparing the Ram 1500
IIHS-HLDI measures the insurance losses of each model against the average car (100). In the 2022-2024 Ram 1500, property damage losses are 132 and collision losses are 99.
Loss results compared with similar cars
| Coverage | Ram 1500 | Alllargepickups |
|---|---|---|
| Collision | 99 | 93 |
| Property damage | 132 | 111 |
| Comprehensive | 108 | 114 |
| Bodily injury | 136 | 100 |
Estimated Ram 1500 insurance cost
The US average comes to about $1,891 a year for an adult who has full coverage and a clean driving record. That figure is for a Ram 1500, 17% more than the average car.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,155 | $96 |
| Vermont | $1,183 | $99 |
| Hawaii | $1,209 | $101 |
| North Dakota | $1,220 | $102 |
| Idaho | $1,264 | $105 |
| District of Columbia | $2,317 | $193 |
| Georgia | $2,368 | $197 |
| Louisiana | $2,531 | $211 |
| New York | $2,564 | $214 |
| Florida | $2,637 | $220 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
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It was first written .