Tesla Cybertruck Insurance Cost
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How much it costs to insure a Tesla Cybertruck compared with the average car.
- Estimated $149 a month, US average, full coverage.
- 112.for collision losses (100 = average).
Tesla Cybertruck: how it compares
IIHS-HLDI sets each model's insurance losses against the average car (100). The Tesla Cybertruck for 2022-2024 has collision losses of 112 and property damage losses of 114.
Loss results compared with similar cars
| Coverage | Tesla Cybertruck | All very large pickups |
|---|---|---|
| Collision | 112 | 88 |
| Property damage | 114 | 157 |
Estimated Tesla Cybertruck insurance cost
About $1,789 a year is the US average for a Tesla Cybertruck, 11% above the average car, for an adult driver with full coverage and a clean record.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,105 | $92 |
| Vermont | $1,146 | $96 |
| Hawaii | $1,171 | $98 |
| North Dakota | $1,173 | $98 |
| Idaho | $1,203 | $100 |
| Georgia | $2,202 | $183 |
| District of Columbia | $2,208 | $184 |
| Louisiana | $2,382 | $198 |
| New York | $2,399 | $200 |
| Florida | $2,430 | $202 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own number
Pick the Tesla Cybertruck in the cost calculator, and it adds your age, state and record. For other Tesla cars, see Tesla insurance cost.
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