Toyota Camry Insurance Cost
Numbers refreshed
How much a Toyota Camry costs to insure, set against what the average car costs.
- $147.a month, estimated, US average, full coverage.
- Collision losses: 119 (100 = average).
A comparison of the Toyota Camry
For each model, IIHS-HLDI compares insurance losses against the average car (100). In the 2022-2024 Toyota Camry, collision losses come to 119 and property damage losses to 104.

How similar cars compare on losses
| Coverage | Toyota Camry | Allmidsizefour-doorcars |
|---|---|---|
| Collision | 119 | 124 |
| Property damage | 104 | 114 |
| Comprehensive | 107 | 109 |
| Bodily injury | 129 | 138 |
Estimated Toyota Camry insurance cost
The US average comes to about $1,763 a year for the Toyota Camry, 9% above what the average car runs, when an adult has a clean record and full coverage.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,100 | $92 |
| Vermont | $1,150 | $96 |
| Hawaii | $1,164 | $97 |
| North Dakota | $1,185 | $99 |
| Idaho | $1,191 | $99 |
| Georgia | $2,138 | $178 |
| District of Columbia | $2,181 | $182 |
| New York | $2,338 | $195 |
| Louisiana | $2,345 | $195 |
| Florida | $2,346 | $195 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own number
Pick a Toyota Camry in the calculator, and it adds in your state, age and record. More Toyota models: Toyota insurance cost.
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