Toyota Highlander Insurance Cost
Numbers refreshed
What it costs to insure a Toyota Highlander, compared with the average car.
- The US average for full coverage is estimated at $118 a month.
- Collision losses score 88, where 100 equals the average.
How does the Toyota Highlander compare?
IIHS-HLDI compares each model's insurance losses with those of the average car (100). The 2022-2024 Toyota Highlander has collision losses of 88 and property damage losses of 87.
How similar cars compare on losses
| Coverage | Toyota Highlander | All midsize SUVs |
|---|---|---|
| Collision | 88 | 84 |
| Property damage | 87 | 94 |
| Comprehensive | 88 | 89 |
| Bodily injury | 94 | 87 |
Estimated Toyota Highlander insurance cost
For an adult with full coverage and a clean record, the US average is about $1,411 yearly for a Toyota Highlander, 13% less than the average car.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $876 | $73 |
| Vermont | $911 | $76 |
| Hawaii | $920 | $77 |
| North Dakota | $944 | $79 |
| Idaho | $951 | $79 |
| Georgia | $1,724 | $144 |
| District of Columbia | $1,738 | $145 |
| New York | $1,879 | $157 |
| Louisiana | $1,882 | $157 |
| Florida | $1,900 | $158 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own figure
Your state, age and record are used by the calculator when you select the Toyota Highlander. For other Toyota cars, see Toyota insurance cost.
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