Toyota Prius Insurance Cost
Numbers refreshed
What it costs to insure the Toyota Prius compared with the average car.
- An estimated $133 a month, US average, full coverage.
- 118.for collision losses (100 = average).
Comparing the Toyota Prius
IIHS-HLDI compares the insurance losses of each model with those of the average car (100). In the 2022-2024 Toyota Prius, collision losses come to 118 while property damage losses come to 85.
How loss results compare with similar cars
| Coverage | Toyota Prius | Allsmallfour-doorcars |
|---|---|---|
| Collision | 118 | 116 |
| Property damage | 85 | 117 |
| Comprehensive | 104 | 93 |
| Bodily injury | 89 | 139 |
Estimated Toyota Prius insurance cost
About $1,595 a year is the US average for an adult with full coverage and a clean record. That's for a Toyota Prius, 1% below what the average car costs.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $1,006 | $84 |
| Vermont | $1,062 | $89 |
| Hawaii | $1,065 | $89 |
| Idaho | $1,083 | $90 |
| North Dakota | $1,101 | $92 |
| Texas | $1,904 | $159 |
| District of Columbia | $1,979 | $165 |
| Florida | $2,068 | $172 |
| New York | $2,087 | $174 |
| Louisiana | $2,116 | $176 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own number
This tool takes your state, age and record, and lets you choose the Toyota Prius. Other Toyota cars: Toyota insurance costs.
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