Toyota RAV4 Insurance Cost
Numbers refreshed
What it costs to insure a Toyota RAV4 next to the average car.
- Estimated $102 a month, US average, full coverage.
- Collision losses come in at 72 (100 = average).
Where the Toyota RAV4 stands
IIHS-HLDI puts each model's insurance losses next to the average car (100). Collision losses for the 2022-2024 Toyota RAV4 come to 72, and property damage losses reach 83.
How losses compare with similar cars
| Coverage | Toyota RAV4 | All small SUVs |
|---|---|---|
| Collision | 72 | 84 |
| Property damage | 83 | 94 |
| Comprehensive | 62 | 81 |
| Bodily injury | 94 | 97 |
Estimated Toyota RAV4 insurance cost
The US average comes to about $1,222 a year on a Toyota RAV4, 24% below the average car, when an adult has a clean record and carries full coverage.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $749 | $62 |
| Vermont | $771 | $64 |
| North Dakota | $783 | $65 |
| Hawaii | $796 | $66 |
| Idaho | $819 | $68 |
| District of Columbia | $1,508 | $126 |
| Georgia | $1,525 | $127 |
| Louisiana | $1,629 | $136 |
| New York | $1,656 | $138 |
| Florida | $1,691 | $141 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own number
With the calculator, you get the Toyota RAV4 as an option, and it adds in your state, age and record. For other Toyota cars, see Toyota insurance cost.
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