Toyota Tacoma Insurance Cost
Numbers refreshed
What you pay to insure a Toyota Tacoma, compared with the average car.
- Estimated $118 a month, US average, full coverage included.
- Collision losses come in at 87 (100 = the average car).
Where the Toyota Tacoma stands
IIHS-HLDI measures insurance losses for each model, with 100 standing for the average car. The 2022-2024 Toyota Tacoma has property damage losses of 92 and collision losses of 87.
Loss results compared with similar cars
| Coverage | Toyota Tacoma | Allsmallpickups |
|---|---|---|
| Collision | 87 | 81 |
| Property damage | 92 | 108 |
| Comprehensive | 76 | 77 |
Estimated Toyota Tacoma insurance cost
About $1,413 a year is the US average for an adult who has a clean record and carries full coverage on a Toyota Tacoma, 12% below what the average car costs.
| Cheapest and dearest states | Per year | Per month |
|---|---|---|
| Maine | $871 | $73 |
| Vermont | $900 | $75 |
| North Dakota | $919 | $77 |
| Hawaii | $924 | $77 |
| Idaho | $949 | $79 |
| District of Columbia | $1,744 | $145 |
| Georgia | $1,747 | $146 |
| Louisiana | $1,881 | $157 |
| New York | $1,901 | $158 |
| Florida | $1,931 | $161 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Find your own number
You can pick the Toyota Tacoma in the calculator, which adds in your state, age and record. For other Toyota cars, see Toyota insurance cost.
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