Car Insurance in Atlanta
Numbers refreshed
Car insurance in Atlanta rests on Georgia averages, and we also look at how people there drive.
- $164Georgia's monthly average for full coverage.
- The state minimum limits are 25/50/25.
What Atlanta area drivers pay
In Georgia, full coverage costs $1,973 a year on average, while the legal minimum averages $1,187. A big city usually has prices above the state average, because of more traffic, more claims and more theft.
| Coverage in Georgia | Per year | Per month |
|---|---|---|
| Liability | $1,187 | $99 |
| Collision | $524 | $44 |
| Comprehensive | $262 | $22 |
| Full coverage (all three) | $1,973 | $164 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Driving in the city of Atlanta
| Census figure | Atlanta |
|---|---|
| People | 505,268 |
| Average trip to work | 26 minutes |
| Drive to work alone | 53% |
| Homes with no car | 14% |
| Median household income | $85,652 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
Your personal estimate
The Georgia calculator gives a price based on your age, record and car. State rules are covered under Georgia car insurance requirements.
First written