Car Insurance in Boston
Numbers refreshed
Car insurance in Boston is priced off Massachusetts averages, and this is how people there drive.
- $134Full coverage costs the Massachusetts average each month.
- 25/50/30.The state minimum limits.
What Boston and nearby drivers pay
Full coverage in Massachusetts averages $1,611 a year, and the legal minimum averages $803. A big city usually costs more than the state average, because of more traffic, more claims and more theft.
| Coverage in Massachusetts | Per year | Per month |
|---|---|---|
| Liability | $803 | $67 |
| Collision | $595 | $50 |
| Comprehensive | $213 | $18 |
| Full coverage (all three) | $1,611 | $134 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Boston driving
| Census figure | Boston |
|---|---|
| People | 666,442 |
| Average trip to work | 30 minutes |
| Drive to work alone | 33% |
| Homes with no car | 33% |
| Median household income | $97,344 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
An estimate of your own
Your age, record and car set the price in the Massachusetts calculator. You'll find the rules for the state on Massachusetts car insurance requirements.
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