New Mexico Car Insurance Calculator
Numbers updated
Three questions, and no name, email or phone. Already set: the New Mexico average.
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What's the main driver's age?
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How much cover do you want?
Priced from the NAIC state averages, state rate guides and IIHS-HLDI loss results. How the estimate works
The average figures this estimate uses for New Mexico
The calculator begins with New Mexico NAIC averages, then adjusts for the car, driving record and age.
| Coverage in New Mexico | Per year | Per month |
|---|---|---|
| Liability | $669 | $56 |
| Collision | $459 | $38 |
| Comprehensive | $294 | $25 |
| Full coverage (all three) | $1,422 | $118 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Your estimate changes like this
| Driver | Price compared with an adult, clean record |
|---|---|
| 16 to 24 | x 3.11 |
| 25 to 64 | x 1.00 |
| 65 or older | x 0.94 |
| Clean record | x 1.00 |
| One speeding ticket | x 1.22 |
| One at-fault accident | x 1.50 |
Source: Texas Department of Insurance / OPIC: HelpInsure.com auto sample rates (public form data endpoint https://www.helpinsure.com/api/autoResults behind https://www.helpinsure.com/auto.html); HelpInsure.com Company FAQ (TDI): sample rates are liability-only; DC Department of Insurance, Securities and Banking: 2024 Automobile Insurance Premium Comparison, Sample Profiles (6 month policy).
More about car insurance in New Mexico
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