Car Insurance in Cleveland
Numbers refreshed
Car insurance in Cleveland is built on Ohio averages. How people there drive comes into the picture too.
- $94The Ohio average per month, for full coverage.
- 25/50/25.The minimum limits the state requires.
What Cleveland area drivers pay
In Ohio, full coverage runs $1,134 a year on average, and the legal minimum runs $518. In a big city, prices usually sit above the state average because of more traffic, more claims and more theft.
| Coverage in Ohio | Per year | Per month |
|---|---|---|
| Liability | $518 | $43 |
| Collision | $392 | $33 |
| Comprehensive | $225 | $19 |
| Full coverage (all three) | $1,134 | $94 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Cleveland driving
| Census figure | Cleveland |
|---|---|
| People | 366,097 |
| Average trip to work | 22 minutes |
| Drive to work alone | 65% |
| Homes with no car | 22% |
| Median household income | $40,801 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
Your personal estimate
The Ohio rate calculator the Ohio rate calculator prices your age, record and car. You'll find the state's rules on Ohio car insurance requirements.
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