Car Insurance in Columbus
Numbers refreshed
Ohio averages shape car insurance in Columbus, and the page also shows how people there drive.
- $94Full coverage at the Ohio average, per month.
- 25/50/25.The state minimum limits.
What drivers in the Columbus area pay
Full coverage in Ohio averages $1,134 each year, and the legal minimum averages $518 each year. In a big city, prices usually sit above the state average because of more traffic, more claims and more theft.
| Coverage in Ohio | Per year | Per month |
|---|---|---|
| Liability | $518 | $43 |
| Collision | $392 | $33 |
| Comprehensive | $225 | $19 |
| Full coverage (all three) | $1,134 | $94 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Columbus driving
| Census figure | Columbus |
|---|---|
| People | 914,802 |
| Average trip to work | 22 minutes |
| Drive to work alone | 68% |
| Homes with no car | 8% |
| Median household income | $66,082 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
An estimate of your own
Your age, record and car get priced by the Ohio calculator. The rules for the state are covered in Ohio car insurance requirements.
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