Car Insurance in Dallas
Numbers refreshed
What stands behind car insurance in Dallas: Texas averages and how people there drive.
- $160Monthly average for full coverage in Texas.
- State minimum limits: 30/60/25.
How much drivers around Dallas spend
Texas averages $1,917 a year for full coverage. The legal minimum averages $893. More traffic, more claims and more theft are the reasons prices in a big city usually sit above the state average.
| Coverage in Texas | Per year | Per month |
|---|---|---|
| Liability | $893 | $74 |
| Collision | $569 | $47 |
| Comprehensive | $455 | $38 |
| Full coverage (all three) | $1,917 | $160 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Dallas rate quotes
A single woman, age 25 to 64, with no violations and average credit, driving a car mostly to get to work (18,000 mi/yr), with 30/60/25 liability only.
| Rank | Insurer | Per year | Per month |
|---|---|---|---|
| 1 | GEICO | $495 | $41 |
| 2 | GEICO | $502 | $42 |
| 3 | GEICO | $516 | $43 |
| 4 | Farmers Insurance | $518 | $43 |
| 5 | USAA | $764 | $64 |
| 6 | USAA | $814 | $68 |
| 7 | GEICO | $848 | $71 |
| 8 | Progressive | $874 | $73 |
Source: HelpInsure.com Auto FAQ (TDI).
Dallas driving
| Census figure | Dallas |
|---|---|
| People | 1,307,930 |
| Average trip to work | 26 minutes |
| Drive to work alone | 67% |
| Homes with no car | 9% |
| Median household income | $70,518 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
Your estimate
Texas calculator provides rates based on your age, record and car. You can find the state's rules under Texas car insurance requirements.
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