Car Insurance in Jacksonville
Numbers refreshed
Car insurance in Jacksonville rests on Florida averages, and on how people there drive.
- $181The Florida average per month, full coverage.
How much drivers around Jacksonville spend
Across Florida, full coverage averages $2,175 a year and the legal minimum averages $1,391. Prices in a big city usually sit above the state average, since there is heavier traffic, more claims and more theft.
| Coverage in Florida | Per year | Per month |
|---|---|---|
| Liability | $1,391 | $116 |
| Collision | $506 | $42 |
| Comprehensive | $278 | $23 |
| Full coverage (all three) | $2,175 | $181 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
How people drive in Jacksonville
| Census figure | Jacksonville |
|---|---|
| People | 977,670 |
| Average trip to work | 24 minutes |
| Drive to work alone | 71% |
| Homes with no car | 7% |
| Median household income | $69,872 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
Your personal estimate
Your age, driving record and car get priced by the Florida calculator. You can find the state's rules on Florida car insurance requirements.
First written