Car Insurance in Nashville
Numbers refreshed
Car insurance in Nashville draws on Tennessee averages, and on how people there drive.
- $113Full coverage, at the Tennessee monthly average.
- 25/50/25.The state minimum limits.
What drivers around Nashville spend
In Tennessee, full coverage averages $1,354 a year, while the legal minimum averages $599. In a big city, prices usually come in above the state average, since there's more traffic, more claims and more theft.
| Coverage in Tennessee | Per year | Per month |
|---|---|---|
| Liability | $599 | $50 |
| Collision | $483 | $40 |
| Comprehensive | $272 | $23 |
| Full coverage (all three) | $1,354 | $113 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
How people drive in Nashville
| Census figure | Nashville |
|---|---|
| People | 690,130 |
| Average trip to work | 25 minutes |
| Drive to work alone | 66% |
| Homes with no car | 7% |
| Median household income | $77,371 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
An estimate of your own
In the Tennessee calculator, the price comes from your age, your record and your car. For the state's rules, see Tennessee car insurance requirements.
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