Car Insurance in New Orleans
Numbers refreshed
New Orleans car insurance: the Louisiana averages behind it, and how people drive there.
- $179Louisiana average each month, full coverage.
- 15/30/25.The state minimum limits.
How much drivers around New Orleans pay
For full coverage, the Louisiana average runs $2,151 a year, and $1,105 for the legal minimum. In a big city, prices usually come in above the state average, because of more traffic, more claims and more theft.
| Coverage in Louisiana | Per year | Per month |
|---|---|---|
| Liability | $1,105 | $92 |
| Collision | $635 | $53 |
| Comprehensive | $412 | $34 |
| Full coverage (all three) | $2,151 | $179 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Driving in the city of New Orleans
| Census figure | New Orleans |
|---|---|
| People | 371,853 |
| Average trip to work | 23 minutes |
| Drive to work alone | 62% |
| Homes with no car | 17% |
| Median household income | $56,631 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
Your estimate
Your age, record and car are what the Louisiana calculator prices. You'll find the state's rules on Louisiana car insurance requirements.
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