Car Insurance in Omaha
Numbers refreshed
How people drive in Omaha, plus the Nebraska averages that sit behind car insurance.
- $112Full coverage: the Nebraska average for one month.
- 25/50/25.The state's minimum limits.
How much drivers around Omaha pay
Full coverage in Nebraska averages $1,345 a year, while the legal minimum averages $546. In a big city, prices usually sit above the state average because of more traffic, more claims and theft.
| Coverage in Nebraska | Per year | Per month |
|---|---|---|
| Liability | $546 | $46 |
| Collision | $402 | $33 |
| Comprehensive | $397 | $33 |
| Full coverage (all three) | $1,345 | $112 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Driving in the city of Omaha
| Census figure | Omaha |
|---|---|
| People | 488,837 |
| Average trip to work | 20 minutes |
| Drive to work alone | 72% |
| Homes with no car | 8% |
| Median household income | $73,201 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
Your personal estimate
Your age, record and car are what the Nebraska calculator prices. State rules are covered in Nebraska car insurance requirements.
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