Car Insurance in Orlando
Numbers refreshed
Orlando car insurance draws on Florida averages, with a look at how people there drive.
- $181Florida average each month for full coverage.
What drivers in the Orlando area pay
For full coverage, Florida averages $2,175 a year; the legal minimum averages $1,391. In a big city, premiums usually sit above the state average: more traffic, more theft, more claims.
| Coverage in Florida | Per year | Per month |
|---|---|---|
| Liability | $1,391 | $116 |
| Collision | $506 | $42 |
| Comprehensive | $278 | $23 |
| Full coverage (all three) | $2,175 | $181 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Orlando driving
| Census figure | Orlando |
|---|---|
| People | 319,758 |
| Average trip to work | 26 minutes |
| Drive to work alone | 68% |
| Homes with no car | 7% |
| Median household income | $72,336 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
Your estimate
Your age, driving record and car get priced by the Florida calculator. You'll find the state's rules on Florida car insurance requirements.
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