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Car Insurance Cost Estimator

Car Insurance in San Antonio

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Texas averages inform car insurance in San Antonio, while the way people there drive is also part of the picture.

  • $160The Texas monthly average for full coverage.
  • State minimum limits are 30/60/25.

How much drivers around San Antonio pay

Full coverage costs $1,917 a year on average in Texas, while the legal minimum averages $893. In a big city, prices are usually higher than the state average because of added traffic, claims and theft.

Coverage in TexasPer yearPer month
Liability$893$74
Collision$569$47
Comprehensive$455$38
Full coverage (all three)$1,917$160

Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).

San Antonio driving

Census figureSan Antonio
People1,479,835
Average trip to work24 minutes
Drive to work alone68%
Homes with no car8%
Median household income$65,056

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.

Rush-hour traffic at a downtown intersection, the city driving behind car insurance in San Antonio

An estimate for you

The Texas insurance calculator factors in your age, record and car. State rules appear in Texas car insurance requirements.

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