Car Insurance in San Antonio
Numbers refreshed
Texas averages inform car insurance in San Antonio, while the way people there drive is also part of the picture.
- $160The Texas monthly average for full coverage.
- State minimum limits are 30/60/25.
How much drivers around San Antonio pay
Full coverage costs $1,917 a year on average in Texas, while the legal minimum averages $893. In a big city, prices are usually higher than the state average because of added traffic, claims and theft.
| Coverage in Texas | Per year | Per month |
|---|---|---|
| Liability | $893 | $74 |
| Collision | $569 | $47 |
| Comprehensive | $455 | $38 |
| Full coverage (all three) | $1,917 | $160 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
San Antonio driving
| Census figure | San Antonio |
|---|---|
| People | 1,479,835 |
| Average trip to work | 24 minutes |
| Drive to work alone | 68% |
| Homes with no car | 8% |
| Median household income | $65,056 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.

An estimate for you
The Texas insurance calculator factors in your age, record and car. State rules appear in Texas car insurance requirements.
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