Car Insurance in Seattle
Numbers refreshed
Seattle car insurance and the Washington averages behind it, along with how people there drive.
- $127Full coverage, at the Washington average, per month.
- 25/50/10.the lowest limits the state allows.
What it costs drivers around Seattle
In Washington, full coverage runs $1,522 a year on average, and the legal minimum averages $834. In a big city, prices usually sit above the state average because of heavier traffic, more claims and more theft.
| Coverage in Washington | Per year | Per month |
|---|---|---|
| Liability | $834 | $70 |
| Collision | $469 | $39 |
| Comprehensive | $218 | $18 |
| Full coverage (all three) | $1,522 | $127 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Seattle driving
| Census figure | Seattle |
|---|---|
| People | 754,195 |
| Average trip to work | 26 minutes |
| Drive to work alone | 37% |
| Homes with no car | 19% |
| Median household income | $123,860 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
Your personal estimate
The Washington calculator prices your age, driving record and car. You can find the state's rules on Washington car insurance requirements.
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