Car Insurance in Tampa
Numbers refreshed
Florida averages sit behind car insurance in Tampa, and you'll also find out how people drive there.
- $181Full coverage at the Florida average, per month.
What drivers around Tampa spend
For full coverage, the Florida average comes to $2,175 a year; the legal minimum sits at $1,391. A big city usually costs more than the state average, because of more traffic, more claims and more theft.
| Coverage in Florida | Per year | Per month |
|---|---|---|
| Liability | $1,391 | $116 |
| Collision | $506 | $42 |
| Comprehensive | $278 | $23 |
| Full coverage (all three) | $2,175 | $181 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Tampa driving
| Census figure | Tampa |
|---|---|
| People | 401,618 |
| Average trip to work | 25 minutes |
| Drive to work alone | 63% |
| Homes with no car | 8% |
| Median household income | $75,475 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
Your personal estimate
Your age, driving record and car set the price in the Florida calculator tool. The state's rules appear on Florida car insurance requirements.
First written