Non-Owner Car Insurance in Alabama
Numbers refreshed
Liability cover for drivers in Alabama who don't own a car.
- $53.the monthly average for owner liability.
- 25/50/25.the minimum liability limits.
- Cost ranks it 28th of 51.The 1st is the priciest.
Who non-owner insurance is for
- You often drive borrowed or rented cars but don't own one.
- Alabama requires an SR-22 filing, and there's no car for you to insure.
- You'd rather avoid a lapse in coverage while you switch cars, because that can raise the price you pay next.
What the policy covers
A non-owner policy covers liability only. Alabama's minimum is 25/50/25, and it must meet that level.
Other people are paid if you cause a crash while driving a car you borrowed. The car you drive isn't repaired by it; the owner's policy usually pays first.
How much it costs
No official average exists for non-owner policies. Alabama car owners pay an average of $631 a year for liability. Non-owner policies usually cost less, because no car sits in your driveway day after day.
First written